Ujala is a business professional with experience in academic institutions and corporations across Pakistan and USA. Presently as Lecturer Banking and Finance at HSM-UMT, she brings analytical rigor, industry insight, and instructional expertise to prepare students for the evolving demands of the dynamic business world.
She holds dual MBAs — in Finance from FAST School of Management (Pakistan) and in Business from Youngstown State University (USA)—complemented by certifications in ERP and course work in Data Science. Her research interests include behavioral finance and the trade (business) practices of religious leaders.
Her teaching emphasizes applied learning through the integration of tools such as SAP FICO and case-based instruction in Accounting, Finance, and Business. Her professional background in ERP implementation, process integration, and consulting informs her practice-oriented approach, equipping students with relevant, market-aligned competencies in finance and business.